The Elk Creek Highlands/Meadows Property Owners Association will meet at 7 p.m., Wednesday, November 1, in the Association Building located at 86 Elk Creek Drive, Bailey. We will continue to discuss our options on how to pay for water evaporation replaced back into the stream or loose our pond due to state water law. Discussion will include grant application status and building rental income. We will also have a guest speaker, Erica Diana, Advantage Insurance Solutions, who is our insurance broker. She can answer any insurance concerns such as Loss Assessment Coverage and offer insurance coverage to our members at a discounted rate by partnering with ECHPOA. For more information, contact Karen Ellis at 303-514-8620, or CUNColorado@aol.com.